Business and technology increasingly have collaborated to create efficiencies in the delivery of Polsinelli’s Insurance Business and Regulatory group has significant experience representing third party administrators (TPAs) on a national basis regarding a variety of business and compliance issues. The group includes attorneys who were formerly in-house counsel for TPAs as well as attorneys who were formerly insurance regulators. Additionally, several of our attorneys are also members of the Federation of Regulatory Counsel.

Our experience in the third party administrator industry is demonstrated by these representative examples:
  • National and multistate TPA licensing projects, including off-shore entities located in India and the Philippines seeking licensure as a TPA in the United States.
  • Assist clients with business, regulatory and compliance matters associated with mergers, acquisitions, and divestures involving entities licensed as a TPA.
  • Multistate research regarding the statutory exemptions to the TPA licensing and regulatory requirements.
  • Negotiate and draft Administrative Services Agreements and subcontract, including assistance with statutorily-mandated provisions and business provisions.
  • Assistance in developing a TPA Regulatory Addendum designed to comply with the statutorily-mandated provisions applicable under the TPA laws on a national basis.
  • National and multistate Pharmacy Benefit Manager (PBM), Adjuster and Insurance Producer licensing projects. 
  • Multistate Service Company licensing projects involving the administration of workers’ compensation coverage.
  • Assist clients with TPA, PBM, Adjuster, Insurance Producer or Service Company renewals and annual report filings.
  • Assistance with ancillary state filing and registration requirements such as All-Payer Claims Databases and Vaccination Assessments.
  • National research regarding the reviews and on-site audits insurers are required to perform with respect to their TPA business partners.
  • Research and analysis regarding exemptions to the TPA licensing and regulatory requirements. 
  • Assistance with questions and issues that arise under The Employee Retirement Income Security Act (ERISA), The Health Insurance Portability and Accountability Act (HIPAA), and The Patient Protection and Affordable Care Act (ACA).
  • Monitor regulatory and legislative activity affecting our TPA clients and provide periodic reports regarding such activity.
  • Assistance with inquiries and formal regulatory actions brought by state insurance departments and attorney general offices.
  • Attend industry meetings, including meetings held by the National Association of Insurance Commissioners (NAIC), National Conference of Insurance Legislators (NCOIL), Insurance Regulatory Examiners Society (IRES), Association of Insurance Compliance Professionals (AICP), and Securities & Insurance Licensing Association (SILA).

Polsinelli's Insurance Business and Regulatory group stays apprised of TPA industry trends and emerging TPA regulatory and compliance issues, publishes a newsletter and distributes eAlerts that are solely dedicated to the TPA industry. To subscribe to future TPA updates and eAlerts, please email