Adam W. Smith
Areas of Focus
Asset Based Lending
Debt and Claims Trading
Distressed Health Care
Direct Lending and Alternative Finance
, University of Iowa
, Student Writer,
Iowa Law Review
, Graceland College
Adam Smith’s unique perspective of working with community banks and local entrepreneur borrowers in the Midwest coupled with representing sophisticated syndicate agents on national and international financings of all types works in favor of existing clients. His experience gives clients confidence that their interests, both fiscal and legal, will be properly represented regardless of the complexity of the transaction.
Adam understands that lenders and borrowers need to know that their counsel has the experience to help them make the best possible decisions in an increasingly complex financial landscape – but with an appreciation of the efficiency and cost awareness that smaller businesses and transactions require. Adam uses his particular knowledge of secured lending in representing a broad range of commercial lenders and borrowers in asset-based loans, cash flow financings, capital restructures, acquisitions, and second lien loans of all sizes. Adam has worked on middle market and larger transactions in health care, representing pharmaceutical companies and hospital groups in general finance matters, as well as representing regional lenders in acquisition financing for doctors and dentists practices. One focus of Adam’s health care lending practice is representing regional banks financing senior living facilities in several states and he is familiar with the intricacies of collateral consisting of Medicare and Medicaid receivables in various borrower structures. As a member of the firm’s opinion committee and the ABA Business Law Section’s Legal Opinions group, Adam keeps up with current opinion practice in order to offer flexible, efficient, and timely assistance in nearly any transaction requiring capable local counsel in the various jurisdictions where Polsinelli practices, including New York and Delaware.
American Bar Association
Business Law Section
UCC and Commercial Financial Services Committees
The Missouri Bar
Closed restructuring of $60 million facility including multiple mortgaged and leased locations in the representation of international commercial lender.
Documented and closed $30 million equipment line and general financing in the representation of a national commercial lender.
Obtained $50 million revolving facility for working capital purposes in representation of major hospital group.
Secured financing in $21 million multi-tranche facility to drill in Alberta, Canada, in representation of energy exploration group.
Publications & Presentations
2005 Secured Transactions Desk Set
Missouri Bar CLE
Aug 24, 2009
Publications & Presentations
Commercial Lending Requirement and Loan Documentation
Lorman Education Services
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