Adam W. Smith

Adam understands that lenders and borrowers need to know that their counsel has the experience to help them make the best possible decisions in an increasingly complex financial landscape – but with an appreciation of the efficiency and cost awareness that smaller businesses and transactions require. Adam uses his particular knowledge of secured lending in representing a broad range of commercial lenders and borrowers in asset-based loans, cash flow financings, capital restructures, acquisitions, and second lien loans of all sizes. Adam has worked on middle market and larger transactions in health care, representing pharmaceutical companies and hospital groups in general finance matters, as well as representing regional lenders in acquisition financing for doctors and dentists practices. One focus of Adam’s health care lending practice is representing regional banks financing senior living facilities in several states and he is familiar with the intricacies of collateral consisting of Medicare and Medicaid receivables in various borrower structures. As a member of the firm’s opinion committee and the ABA Business Law Section’s Legal Opinions group, Adam keeps up with current opinion practice in order to offer flexible, efficient, and timely assistance in nearly any transaction requiring capable local counsel in the various jurisdictions where Polsinelli practices, including New York and Delaware.