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  • Education
    • A.A., El Centro College, 1999, Associate's Degree with Paralegal Certificate

Charlotte K. Ackley enjoys working with clients to identify business-focused employee benefit programs to meet their most sophisticated needs. By focusing on the client’s definition of success, she tailors her employee benefits guidance so that it is centered on helping the client reach its unique business objectives. Charlotte enjoys working in the employee benefits arena particularly with respect to health and welfare benefits. She routinely assists with complex legal compliance issues in light of new health care reform and privacy and security laws. With over 25 years of experience, Charlotte is able to quickly identify compliance issues and develop strategies for compliance with practical cost effective solutions. Her specialties comprise of drafting and designing welfare benefit plans to comply with a myriad of federal laws including:

  • Medical
  • Dental
  • Vision
  • Life
  • AD&D
  • Disability
  • EAPs
  • Cafeteria
  • Medical reimbursement
  • Dependent care assistance plans

Charlotte is experienced in the preparation of Summary Plan Descriptions for health and welfare benefits, QMCSOs, enrollment forms, COBRA forms, HIPAA forms and the various forms required by new healthcare reform law. She is also involved in other aspects of the firm’s Employee Benefits and Executive Compensation practice group including:

  • Tax-qualified individually designed retirement plans and prototype plans such as profit sharing plans, 401(k) plans, employee stock ownership plans, and pension plans and their compliance with the various IRS and ERISA rules, including the preparation of IRS determination letter filings, VCP filings and PBGC termination filings for defined benefit plans.
  • Summary Plan Descriptions for qualified plans, QDROs, enrollment and tax forms.

Charlotte also specializes in the review of third-party administration contracts for both health and welfare plans and pension plans and has experience with assisting clients with IRS and Department of Labor audits of employee benefit plans.  She is familiar with fiduciary liability compliance and other related compliance requirements.