Elizabeth Hayes is an aggressive litigator who has represented lending and servicing clients in federal and state courts across the country. She has a wealth of experience in all types of litigation, with an emphasis on consumer banking, lending, loan servicing, and debt collection. Elizabeth is committed to providing valuable legal counsel to lenders and servicers to address their complex legal issues.
Elizabeth handles a variety of financial services disputes based on claims alleging violations of the Real Estate Settlement Practices Act (RESPA), Truth-In-Lending Act (TILA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), Fair Housing Act (FHA), and Service Members Civil Relief Act (SCRA), as well as state-specific unfair, deceptive, or abusive acts and practices claims in numerous jurisdictions. She also regularly defends financial institutions in cases involving home-equity loans under article XVI, section 50(a)(6) of the Texas Constitution.
Elizabeth also has substantial litigation experience in enforcing clients’ rights in judicial and non-judicial foreclosures, suits on promissory notes, probate proceedings, and other debt collection litigation. She has successfully defended financial services clients against class-action claims for improper debt collection, claims for wrongful foreclosure, breach of contract, constitutional violations, assignment and securitization challenges, homeowner association foreclosures, national mortgage settlement and consent judgment violations and expiration of statute of limitations to foreclose allegations.
Elizabeth volunteers with the Dallas Court Appointed Special Advocates (“Dallas CASA”). She is trained to represent children in the Texas foster care system as a special advocate, helping the children to navigate lengthy, complex and difficult court proceedings.