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212.413.2854
  • Education
    • J.D., Cornell Law School, 2008
    • B.S., Georgetown University, 2005, Foreign Service
  • Court Admissions
    • U.S. Court of Appeals, First Circuit
    • U.S. District Court, District of Puerto Rico
    • U.S. District Court, Southern District of New York

Rafael Santos-Hernández focuses his practice on representing mortgage and mezzanine lenders in the origination of commercial mortgage and mezzanine loans secured by real estate assets across the United States, Latin America, and the Caribbean. His experience includes representing senior lenders and mezzanine lenders in the purchase and sale of mortgage loans and mezzanine loans and in the negotiation of intercreditor agreements and co-lender agreements. Rafael has extensive experience representing lenders in loans intended for securitization and syndication, as well as representing lenders in the origination of construction loans.

He also has experience representing borrowers in the negotiation of real estate loans, as well as advising purchasers and sellers on the acquisition and disposition of hotel, office, and retail properties. Additionally, Rafael represents clients in connection with the structuring and negotiating of joint venture arrangements for the ownership of commercial real estate properties.

  • Represented mortgage lender in connection with the origination of a $112 million construction loan secured by a mixed-use property in New York City.
  • Represented mortgage lender in connection with the origination of a $150 million construction loan secured by a hotel in San Francisco, California.
  • Represented mortgage lenders in connection with the origination of a $310 million construction loan secured by a life sciences project in Philadelphia, Pennsylvania.
  • Represented mortgage lenders in connection with the origination of a $166 million construction loan secured by a life sciences project in Pittsburgh, Pennsylvania.
  • Represented mortgage lender in connection with the origination of a $300 million construction loan secured by a hotel/condo project in Miami, Florida.
  • Represented mortgage lender in a $118,750,000.00 refinancing of the five-star luxury hotel and skyscraper in New York City.
  • Represented mezzanine lender in connection with the origination of an $85 million mezzanine loan secured by a pre-development property adjacent to the High Line in New York City.
  • Represented mortgage lenders in connection with the origination of a mortgage loan secured by a five-star hotel in Los Cabos, Mexico.
  • Represented lenders in connection with the financing of the acquisition by a private equity group of a national hotel chain.
  • Represented mortgage lenders in connection with a $3.5 billion mortgage financing of a portfolio of Hilton hotels in the United States and Puerto Rico.
  • Represented lenders in connection with several financings of hotel portfolios, which included properties in the United States and Puerto Rico.
  • Represented mortgage lender in the origination of a construction loan secured by a shopping center in Massachusetts.
  • Represented lender in connection with the origination of a mortgage loan and mezzanine loan secured by a shopping center in upstate New York.
  • Represented borrower in connection with the origination of a $175 million mortgage loan secured by an office building in Mexico City.
  • Represented borrower in connection with the origination of a $100 million mortgage loan secured by a portfolio of industrial and office buildings in Mexico.
  • Represented borrower in connection with the refinancing of a commercial property in the Flatiron District in New York City.
  • Represented borrower in connection with the origination of an $80 million mortgage loan secured by a commercial property in the Hudson Yards complex in New York City.
  • Represented investors in the acquisition out of bankruptcy of a mixed-use project in Puerto Rico.
  • Represented lenders in connection with several loan on loan transactions where the client was providing financing to an entity for the purchase of non-performing loans.