Justin Liby has a talent for organizing and managing large national and multi-state licensure and research projects. This knack provides him with a solid foundation for crafting and implementing sound, efficient strategies that achieve success for his clients. Justin concentrates his efforts on helping the insurance industry navigate the formidable federal and state regulatory maze to achieve the industry’s business needs. He stays current in the insurance industry's evolution, as well as the legislation and regulatory activity impacting the industry.

Justin is a former regulator for the Kansas Insurance Department and in-house counsel for a national third-party administrator. He supports all members of the insurance industry, including:

  • Insurance companies
  • Health maintenance organizations
  • Third-Party administrators
  • Adjusters
  • Managing general agents
  • Discount medical plan organizations
  • Pharmacy benefit managers
  • Preferred provider organizations
  • Utilization review organizations
  • Insurance brokers and agents
  • Industry associations
  • Captive insurance companies
  • Employers
  • Health care entities/providers

His experience spans both segments of the insurance industry – property and casualty and life and health. He has advised on alternative risk vehicles; indemnity and assumption reinsurance transactions; credit for reinsurance and the related regulatory approvals; affiliate transactions and holding company filings; provider network agreements; producer agreements; managing general agent agreements; third-party administrator service agreements; insurance commission and rebating issues; and electronic commerce issues.

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Education

  • Washburn University School of Law (J.D., 1994)
    • Dean's Honors
  • University of Kansas (B.A., 1991)

    Bar Admission

    • Kansas, 1995
    • Missouri, 1998

    Court Admissions

    • U.S. District Court, District of Kansas, 1995
    • U.S. District Court, Western District of Missouri, 1998

    Professional Affiliations

    • American Bar Association
      • Tort Trial and Insurance Practice Section
    • The Missouri Bar
    • Kansas City Metropolitan Bar Association
    • Leawood Country Manor Homeowners Association
      • Secretary, Board of Directors, 2011
      • Member, Board of Directors, 2011-2012
    • Heart of America United Way
      • Young Leaders Society
        • Steering Committee, 2000
    Publications
    Louisiana Insurance Department Issues Bulletin Emphasizing TPA Due Diligence Obligations Regarding Unlicensed Insurance Entities
    Key Takeaways The Louisiana Insurance Department issued Bulletin 2026-07 reminding TPAs of their due diligence obligations when entering into agreements with entities offering insurance products or insurance services in Louisiana, following reports of unlicensed insurance activity in the state. The Bulletin signals increased regulatory scrutiny of TPAs licensed in Louisiana involved in insurance arrangements with unlicensed entities. TPAs may face enforcement actions in Louisiana for working with unlicensed entities. TPAs should exercise appropriate due diligence when entering into agreements with insurers or entities offering insurance products or related insurance services to verify that entities they are contracting with are properly licensed to conduct insurance business in Louisiana and that their TPA agreements comply with applicable Louisiana law. Louisiana insurance regulators are focusing on the
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    Missouri Attorney General Files Suit Against Pharmacy Benefit Managers and Drug Manufacturers for Alleged Insulin Pricing Scheme
    Key Takeaways The Missouri AG filed suit in St. Louis County Circuit Court against several PBMs and drug manufacturers, alleging they conspired to manipulate Missouri’s health care market and unlawfully drive up insulin prices. The AG’s office seeks restitution and damages for affected consumers, injunctive relief to halt the alleged practices and a finding of unjust enrichment by the Defendants. Missouri Attorney General Catherine Hanaway recently filed suit against a number of Pharmacy Benefit Manager (PBM) companies and drug manufacturers (collectively, the Defendants) doing business in Missouri. According to the Missouri Attorney General's (AG) office, the Defendants have allegedly manipulated Missouri's health care markets, resulting in a significant increase in the price of insulin medication. The Missouri AG's lawsuit, filed in St. Louis County
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