Matters

Payment Infrastructure & System Design

  • Major Healthcare System: Led a $3.2 Billion payment processing consolidation across a nationwide healthcare network spanning more than 2,300 care sites and 140+ hospitals.
  • Transportation Factoring Company: Structured a $3.7 Billon BIN-sponsored debit card issuing program enabling direct ownership of payment economics and transaction data.
  • Stablecoin Settlement Rails Platform: Designed sponsor-bank-aligned stablecoin settlement infrastructure supporting $100 Million in liquidity deployment and domestic/cross-border payment rails.
  • Entertainment Industry Card Program: Led design and implementation of a $7.5 billion card procurement program for the entertainment industry while enabling $100 million+ in annual rebates.  
  • Entertainment Industry Payout Platform: Built payments and compliance infrastructure supporting a platform targeting a multi-billion-dollar entertainment payout market.
  • Accounting Software Platform: Rebuilt a SaaS payments model from Payfac to ISV structure, reducing operational risk and enabling scalable revenue participation.
  • Tier-One Global Payment Processor: Drafted foundational Payfac infrastructure supporting launch and implementation of a newly acquired payments platform.

Sponsor Bank, Gaming & Emerging Market Payments

  • Fortune 20 Money Transmitter Licenses: Led the 50-state money transmitter licensing and regulatory engagement for a Fortune 20 technology leader.
  • BNPL Global Entry: Led the 50-state money transmitter and banking and payments compliance program for a $15 billion global Buy Now Pay later Provider.
  • Stablecoin Settlement: Architected a stablecoin-based payments platform for an international fintech, navigating digital assets and traditional banking rails.
  • Global Market Entry: Obtained e-money and gaming licenses across Europe and the UK (FCA) to support international expansion for a UK-based global payment processor transacting $6 Billion annually.
  • Gaming Industry Payments Company: Developed sponsor-bank-approved gaming payment infrastructure supporting $500 Million in processing volume.
  • Sweepstakes Gaming Payments Platform: Created sponsor-bank-supported payments infrastructure launching scalable processing access for operators in a $6 Billion addressable market.
  • Advance Deposit Wagering (ADW) Operator: Led gaming payments expansion into new regulated jurisdictions through sponsor-bank, acquiring, and payment strategy.
  • Sponsor Bank Merchant Payments Platform: Designed sponsor-bank-ready prepaid payments infrastructure while reducing fraud and chargeback exposure.
  • 503A Healthcare/Pharmaceutical Business: Stabilized payment processing supporting approximately $300 Million in payment activity under heightened regulatory scrutiny.
  • 503B Healthcare/Pharmaceutical Operation: Re-architected a sponsor-bank-supported payments framework supporting approximately $100 Million in payment activity despite significant underwriting and regulatory concerns.
  • $110 Billion Financial Institution: Developed institutional frameworks supporting expansion into gaming, crypto-related, and travel payment-processing verticals.

Payments Optimization & Acquiring Strategy

  • Professional Sports Franchise: Led processor restructuring across $175 Million in ticketing volume, generating approximately $1.2 Million in annual savings.
  • Card Brand MCC Enforcement:  Led on de-risking exposure of approximately $250,000 in major card brand assessments for a miscoded gaming merchant while preserving critical acquiring relationships and improving economics.
  • Hospitality & Entertainment Payments Agent: Restructured ISO/agent framework preserving residual revenue streams, payment-network compliance, and operational continuity.
  • Professional Sports Franchise: Advised on payment-rights and exclusivity provisions in a global card-network sponsorship arrangement.

Fraud, Recovery & Payments Incident Response

  • Native American Energy & Infrastructure Enterprise: Led recovery of approximately $2.2 Million diverted through a sophisticated business email compromise scheme, recovering 99% of the funds.
  • National Retail Merchant: Directed a multi-bank ACH fraud recovery resulting in recovery of approximately $868,000 (99% recovery) for a major national retail chain.
  • Professional Sports Franchise: Advised on Visa VAMP fraud mitigation strategies contributing to approximately $1.3 Million in fraud-loss reduction.