Innovation in financial technology is happening at a rapid pace and is changing everything from online shopping to sophisticated financial products. This convergence of the financial services industry and transformative technologies, commonly known as FinTech, is reshaping the landscape of all forms of commerce. These technologies are redefining what constitutes property, artwork and even money and are changing how we interact within a financial setting. Attorneys in Polsinelli's Chambers-ranked Fintech and Blockchain team understand the technology, the industry and its attending regulations to guide clients through this complex and fluid new frontier.

Our attorneys advise clients ranging in size from start-ups to established companies on how to best utilize, understand and develop financial technologies while navigating regulations in areas of innovation, including:

  • App-based investing platforms
  • Artificial intelligence
  • Asset fractionalization
  • Decentralized finance (DeFi)
  • Enterprise technology
  • ePayments
  • Money services transmission
  • Payment processing technologies and regulations 
  • Roboadvisers
     

Polsinelli’s cross-disciplinary FinTech team ensures that clients benefit from practitioners who know how to apply cutting-edge financial technology to numerous areas of specialty. This helps ensure that clients – whether they are seasoned financial institutions, non-financial companies looking to utilize FinTech, or even early-stage companies creating disruptive technologies – get the benefit of a team that understands the practicalities of applying the law of financial technology to all facets of a client’s business. Members of the FinTech team apply this specialized knowledge to a number of practice areas, including:
 

Members of the team are frequent speakers at conferences on blockchain technology, patents, regulatory and market structure issues.

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Navigating California’s New Venture Capital Reporting Framework Beginning March 1, 2026
Update: The California Department of Financial Protection and Innovation (DFPI) has announced a suspension of the requirement for covered entities to submit registrations or file reports under the Fair Investment Practices by Venture Capital Companies Law (FIPVCC). Venture capital companies are no longer required to make filings by the April 1, 2026, deadline. Instead, DFPI announced that it will initiate a formal rulemaking process surrounding the law. Before formally drafting rules, DFPI intends to seek input from venture capital companies, industry associations, founders, investors and other stakeholders. Once the formal rulemaking process starts, it must be completed within a year. At a minimum, this means the registration and filing process is being postponed by at least a few months (and more likely over
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Fledgling Crypto ATM Regs May Be Due For A Growth Spurt
Jason Noto, Counsel in our Tech Transactions & Data Privacy Group, evaluates whether U.S. state regulations are keeping pace with the rise of crypto ATMs and increasing fraud risks, especially as cryptocurrency adoption grows with upcoming federal stablecoin legislation and interest in a crypto reserve.
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